Debt Settlement: Settle for Less

A debt settlement plan is a comprehensive financial and strategic plan to eliminate your existing debt through proper financial management and through the settlement of your debt at significantly reduced amounts. Debt settlement is a low-cost approach to unsecured debt management and elimination.

Under debt settlement, a specialist negotiates with your creditors to settle your debts for amounts significantly less than what you currently owe, which typically results in a significant reduction of your balances. Through years of respectable business practices and solid partnerships with creditors many benefits can be accomplished from this program::

• Consolidate multiple payments into one simple payment
• Typically completed within 36 months or less
• Minimize creditor harassment
• Reduce debt between 40-60%

Program Steps:

1. Your specialized counselor will review your budget information and suggest one of our programs. While most other companies only offer one option, we lead the industry with multiple solutions designed for your individual needs.
2. After deciding which program is most beneficial, you will decide when you will be making your first payment. You will have one easy-to-remember payment date every month. You will no longer have to deal with remembering and budgeting for multiple due dates.
3. fter your decision to enroll in the program, we will contact your creditors and inform them of your decision to seek help. You then send one monthly payment and we take care of the rest.
4. Keep making your monthly payments on time and we settle your accounts out one at a time in lump sums.
5. Remember to continue making your monthly payments on time and you will be on the path to Financial Freedom.

Results:

As a result of the work we do on your behalf and the benefits we achieve for you, you will be able to pay off your debt in much less time (12-36 months) than you can do on your own. How? By reducing the total amount owed between 40-60%.

Prior to enrolling in the program, a majority of your payments go towards interest and late fees. Many times nothing is applied to principal. By Settling your account out, you are eliminating these ridiculous fees and only paying back what we negotiated your debt down to.